Invoice factoring
Don't wait 60 days to get paid.
Turn outstanding invoices into cash sooner. Spring advances the invoice the day you bill; the retailer keeps their terms.
$150M+ funded · 170+ brands · 24hr capital deployment
IF03 · Invoice factoring
Same order, same retailer, same terms. Only the timing changes.
Day 32
Day 50
Day 70
Day 90
Without factoring
Cash on day 90
58 days of waiting
+$50,000
With factoring
Cash on day 32
The same 58 days, already funded
+$50,000
Get paid on the invoice now, not in 60 days.
Input
What you already have
Your purchase orders, inventory, invoices and revenue.
Decision
Based on the money you already make
No pitch deck. We look at revenue that is already there.
Outcome
Up to $500,000 in 24 hours
Cash in the account while the invoice is still outstanding.
Conceptual illustration of timing. Not a description of Spring's underwriting process.
Also from Spring
Same data, same account — pick the product that fits the order in front of you.